Introduction from the Accumulating Finance Department: "Always keeping a surplus to prepare for shortcomings" is the traditional Chinese way of managing money at home. Taoism believes that money is something external to the body, and one should not be greedy or unkind in seeking wealth. Being generous and willing to give, being righteous and distributing money, and being anxious for others' difficulties are the real ways to accumulate wealth and benefit your children and grandchildren.